Our Services

 

We serve individuals and businesses in all areas of investment planning including:

Retirement planning - Help making the most of your employer-sponsored retirement
plans and IRAs. Determining how much you need to retire comfortably. Managing assets
before and during retirement.

Tax management* - Help making sure your portfolio is tax-efficient. Developing tax
saving investment strategies. Referring you to qualified tax specialists.

Estate planning* - Working with our estate-planning and trust specialist to review your
wills and trusts, help preserving your estate for your intended heirs, help with beneficiary
designations, reduce potential exposure to estate taxes and probate costs and
coordinate with your tax and legal advisors.

Education funding - Recommending investment and accumulation strategies to
help you pay for your children's education.

Risk management - Reviewing existing insurance policies.  When suitable, help
finding a new policy for your specific situation.**

Investments - Determining your asset-allocation needs.*** Helping you understand
your risk tolerance. Recommending the appropriate investment vehicles to help you
reach your goals.

Employee and executive benefits - Helping your business attract and retain qualified
employees through benefit packages.



*Wachovia Securities, LLC and Wells Fargo Advisors Financial Network, LLC do not provide tax or legal advice.
Please consult with your tax
and legal advisors before taking any action that may have tax consequences.

**Insurance products are offered through Wachovia Insurance Agency, Inc. (WIA) and are underwritten by
unaffiliated insurance companies. Wachovia Securities, LLC and WIA are separate, non-bank affiliates of
Wachovia Corporation.  Not available in all states.

***Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.